:root{
  --ink:#13272b;
  --muted:#52686c;
  --deep:#06393f;
  --blue:#245d73;
  --sage:#6f8f78;
  --rust:#ad624f;
  --gold:#bf9651;
  --mist:#f3f8f6;
  --paper:#ffffff;
  --line:#d7e4e1;
  --cream:#f7f4eb;
  --shadow:0 18px 44px rgba(4,38,45,.12);
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;font-size:16px;line-height:1.58;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
body.no-scroll{overflow:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto}
.container{width:min(var(--max),calc(100% - 36px));margin-inline:auto}
.narrow{max-width:860px}
.skip{position:absolute;left:-999px;top:auto}
.skip:focus{left:12px;top:12px;background:#fff;border:1px solid var(--line);border-radius:6px;padding:10px 14px;z-index:999}
.hp{display:none!important}
.site-header{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.market-strip{background:var(--deep);color:#e8f2ef;font-size:13px}
.market-strip__inner{min-height:36px;display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.market-strip span{font-weight:950;letter-spacing:.05em;text-transform:uppercase;color:#fff;margin-right:auto}
.market-strip a{font-weight:850;text-decoration:underline;text-underline-offset:3px}
.nav{height:70px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:12px;min-width:0}
.brand img{width:46px;height:46px;border-radius:50%;border:1px solid var(--line);background:#fff;box-shadow:0 6px 18px rgba(4,38,45,.08)}
.brand strong{display:block;color:var(--deep);font-size:18px;line-height:1.03;font-weight:950;white-space:nowrap}
.brand small{display:block;color:var(--muted);font-size:11px;letter-spacing:.08em;text-transform:uppercase;font-weight:900;white-space:nowrap}
.desktop-nav,.header-actions{display:none;align-items:center}
.desktop-nav{gap:18px;font-size:14px;font-weight:850;color:#334f54}
.desktop-nav a{padding:10px 0;border-bottom:2px solid transparent}
.desktop-nav a:hover,.desktop-nav a[aria-current="page"]{color:var(--deep);border-bottom-color:var(--gold)}
.header-actions{gap:12px}
.phone{font-weight:950;color:var(--deep);white-space:nowrap}
.menu{width:44px;height:44px;display:grid;place-items:center;border-radius:8px;border:1px solid var(--line);background:#fff;color:var(--deep)}
.menu span,.menu span:before,.menu span:after{content:"";display:block;width:18px;height:2px;background:currentColor;border-radius:99px}
.menu span:before{transform:translateY(-6px)}
.menu span:after{transform:translateY(4px)}
.mobile-nav{position:absolute;left:14px;right:14px;top:112px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:8px;padding:8px}
.mobile-nav a{display:block;padding:14px 12px;border-radius:6px;font-weight:850}
.mobile-nav a:hover{background:var(--mist)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:12px 18px;border-radius:8px;border:1px solid transparent;font-weight:950;line-height:1;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease,border-color .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--deep);color:#fff;box-shadow:0 12px 28px rgba(6,57,63,.18)}
.btn-primary:hover{background:#042d32}
.btn-secondary{background:#fff;color:var(--deep);border-color:#bdd1ce}
.btn-secondary:hover{background:var(--mist)}
.btn-light{background:#fff;color:var(--deep)}
.btn-rust{background:var(--rust);color:#fff}
.btn-wide{width:100%}
.text-link{display:inline-flex;margin-top:16px;color:var(--deep);font-weight:950;text-decoration:underline;text-underline-offset:4px;text-decoration-thickness:1px}
h1,h2,h3{margin:0;color:#102b30;letter-spacing:0}
h1{font-size:clamp(42px,5.4vw,76px);line-height:.98;font-weight:960;max-width:930px}
h2{font-size:clamp(30px,3.5vw,48px);line-height:1.06;font-weight:950}
h3{font-size:21px;line-height:1.18;font-weight:920}
p{margin:0 0 18px}
.lead{font-size:clamp(18px,1.8vw,23px);line-height:1.48;color:#334d52;max-width:860px;font-weight:560}
.eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--rust);font-size:12px;letter-spacing:.12em;text-transform:uppercase;font-weight:950;margin:0 0 14px}
.eyebrow:before{content:"";width:30px;height:2px;background:var(--gold);border-radius:99px}
.hero{background:linear-gradient(180deg,#f8fbfa 0%,#fff 100%);border-bottom:1px solid var(--line);overflow:hidden}
.hero-grid{display:grid;gap:34px;align-items:center;padding:62px 0 54px}
.hero-copy{min-width:0}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.hero-proof{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
.hero-proof span{display:inline-flex;align-items:center;min-height:34px;border:1px solid var(--line);border-radius:999px;background:#fff;padding:7px 11px;color:#385458;font-size:13px;font-weight:850}
.hero-media{position:relative}
.hero-media img{display:block;width:100%;aspect-ratio:16/11;object-fit:cover;border-radius:8px;border:1px solid var(--line);box-shadow:var(--shadow)}
.hero-media figcaption{margin-top:12px;color:#536b70;font-size:13px;font-weight:760}
.quick-capture{background:#fff;border-bottom:1px solid var(--line)}
.quick-wrap{display:grid;gap:22px;align-items:start;padding:30px 0}
.quick-copy h2{font-size:32px;margin-bottom:8px}
.quick-copy p{color:var(--muted);margin-bottom:0}
form{display:grid;gap:14px}
.quick-form{display:grid;grid-template-columns:1fr;gap:12px;background:#fff;border:1px solid var(--line);border-radius:8px;padding:20px;box-shadow:0 12px 30px rgba(4,38,45,.07)}
.form-grid{display:grid;gap:14px}
label{display:grid;gap:7px;color:var(--deep);font-size:13px;font-weight:850}
input,select,textarea{width:100%;border:1px solid #cddedb;border-radius:8px;background:#fff;color:var(--ink);font:inherit;padding:13px;outline:none}
textarea{resize:vertical;min-height:116px}
input:focus,select:focus,textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(36,93,115,.12)}
.full{grid-column:1/-1}
.section{padding:70px 0}
.section.band{background:var(--mist);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section.dark{background:var(--deep);color:#dcebe8}
.section.dark h2,.section.dark h3{color:#fff}
.section.dark p,.section.dark li{color:#d4e4e1}
.section-head{max-width:890px;margin-bottom:30px}
.section-head h2{margin-bottom:12px}
.section-head p{font-size:18px;color:var(--muted);margin-bottom:0}
.section.dark .section-head p{color:#c8dad7}
.grid{display:grid;gap:16px;align-items:stretch}
.card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:22px;box-shadow:0 10px 28px rgba(4,38,45,.06);display:flex;flex-direction:column;min-width:0;height:100%;min-height:245px}
.card h3{margin-bottom:10px;color:var(--deep)}
.card p{color:var(--muted);margin-bottom:0;flex:1}
.card .text-link{margin-top:auto;padding-top:18px}
.dark .card{background:#0f4850;border-color:rgba(255,255,255,.14);box-shadow:none}
.dark .card p{color:#d3e4e1}
.dark .text-link{color:#fff}
.split{display:grid;gap:30px;align-items:start}
.panel{background:#fff;border:1px solid var(--line);border-radius:8px;padding:24px;box-shadow:0 10px 28px rgba(4,38,45,.06)}
.section.dark .panel{background:#fff;border-color:rgba(255,255,255,.28)}
.section.dark .panel h2,.section.dark .panel h3{color:var(--deep)}
.section.dark .panel p,.section.dark .panel li{color:#2f4a4f}
.panel h2{font-size:30px;margin-bottom:12px}
.check-list{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.check-list li{position:relative;padding-left:28px;color:var(--muted)}
.check-list li:before{content:"";position:absolute;left:0;top:.62em;width:10px;height:10px;border-radius:50%;background:var(--gold)}
.stats{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.stat{border-left:4px solid var(--gold);background:#fff;border-radius:8px;padding:16px;border:1px solid var(--line)}
.stat strong{display:block;color:var(--deep);font-size:25px;line-height:1}
.stat span{display:block;color:var(--muted);font-size:13px;font-weight:800;margin-top:5px}
.cta-section{padding:0;background:var(--deep)}
.cta-band{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:22px;padding:34px 0;color:#fff}
.cta-band h2{color:#fff;font-size:32px;margin-bottom:8px}
.cta-band p{color:#d5e6e2;margin-bottom:0}
.cta-actions{display:flex;flex-wrap:wrap;gap:12px}
.page-hero{background:linear-gradient(180deg,#f8fbfa,#fff);border-bottom:1px solid var(--line);padding:54px 0 42px}
.breadcrumb{display:flex;gap:8px;align-items:center;flex-wrap:wrap;color:var(--muted);font-size:13px;font-weight:800;margin-bottom:18px}
.breadcrumb a{color:var(--deep);text-decoration:underline;text-underline-offset:3px}
.contact-grid{display:grid;gap:28px;align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:var(--shadow);padding:24px}
.form-card h2{font-size:32px;margin-bottom:8px}
.form-sub{color:var(--muted)}
.contact-aside{display:grid;gap:16px}
.big-link{color:var(--deep);font-weight:950;font-size:22px;text-decoration:underline;text-underline-offset:4px}
address{font-style:normal;color:var(--muted);line-height:1.5}
.faq-list{display:grid;gap:12px}
.faq-list details{background:#fff;border:1px solid var(--line);border-radius:8px;overflow:hidden}
.faq-list summary{cursor:pointer;padding:18px;color:var(--deep);font-weight:900}
.faq-list details div{padding:0 18px 18px;color:var(--muted)}
.legal h2{font-size:30px;margin:32px 0 10px}
.legal h2:first-child{margin-top:0}
.legal p{color:var(--muted)}
.footer{background:#071f26;color:#d9e8e6;padding:50px 0 24px}
.footer-grid{display:grid;gap:28px}
.footer-brand{display:flex;align-items:center;gap:12px;margin-bottom:14px}
.footer-brand img{border-radius:50%;background:#fff}
.footer h3,.footer h4{color:#fff;margin:0 0 12px}
.footer p{color:#b8c9ca;max-width:520px;margin:0 0 12px}
.footer a{display:block;color:#d9e8e6;margin:8px 0}
.footer a:hover{color:#fff}
.footer-fine{border-top:1px solid rgba(255,255,255,.12);margin-top:24px;padding-top:14px}
.footer-fine p{font-size:12px;line-height:1.5;color:#a9bdc0;max-width:980px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:20px;padding-top:18px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;color:#a9bdc0;font-size:13px}
.mobile-callbar{position:fixed;left:12px;right:12px;bottom:12px;z-index:70;display:none;gap:10px}
.mobile-callbar a{display:flex;align-items:center;justify-content:center;min-height:52px;border-radius:999px;font-weight:950;text-decoration:none;box-shadow:0 12px 28px rgba(7,56,71,.18)}
.mobile-callbar__call{flex:1.2;background:var(--deep);color:#fff}
.mobile-callbar__form{flex:1;background:#fff;color:var(--deep);border:1px solid rgba(7,56,71,.18)}
@media (min-width:720px){
  .grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
  .grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}
  .grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .quick-wrap{grid-template-columns:.75fr 1.25fr}
  .quick-form{grid-template-columns:repeat(2,minmax(0,1fr))}
  .quick-form .btn{grid-column:1/-1}
  .form-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .contact-grid{grid-template-columns:1.25fr .75fr}
  .footer-grid{grid-template-columns:1.45fr 1fr 1fr 1fr}
}
@media (min-width:980px){
  body{padding-bottom:0}
  .desktop-nav,.header-actions{display:flex}
  .menu{display:none}
  .hero-grid{grid-template-columns:1fr .8fr}
  .split{grid-template-columns:1fr 1fr}
  .grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
  .grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
}
@media (max-width:720px){
  body{padding-bottom:84px;font-size:16px}
  .container{width:min(var(--max),calc(100% - 32px))}
  .market-strip__inner{padding:8px 0;gap:10px}
  .market-strip span{width:100%;margin-right:0}
  .nav{height:66px}
  .brand img{width:40px;height:40px}
  .brand strong{font-size:16px;white-space:normal}
  .brand small{display:none}
  .mobile-nav{top:108px}
  h1{font-size:36px;line-height:1.04}
  h2{font-size:29px;line-height:1.1}
  .lead{font-size:17px}
  .hero-grid{padding:34px 0 32px}
  .hero-media{display:none}
  .hero-actions{display:grid;grid-template-columns:1fr}
  .hero-actions .btn{width:100%;min-height:50px}
  .quick-wrap{padding:24px 0}
  .quick-form{padding:18px}
  .section{padding:46px 0}
  .section-head{margin-bottom:22px}
  .section-head p{font-size:16px}
  .card,.panel,.form-card{padding:18px}
  .card{min-height:0}
  .page-hero{padding:36px 0 30px}
  .breadcrumb{display:none}
  .stats{grid-template-columns:1fr}
  .cta-band{padding:26px 0}
  .cta-band h2{font-size:26px}
  .footer{padding:36px 0 24px}
  .footer-grid{gap:22px}
  .mobile-callbar{display:flex}
}