:root {
  --ink:#12292f;
  --muted:#53696f;
  --deep:#0a3e4e;
  --teal:#1d6873;
  --green:#6e8f72;
  --gold:#b9914f;
  --cream:#fbfaf6;
  --mist:#f4f8f7;
  --line:#dce8e5;
  --paper:#ffffff;
  --danger:#7f1d1d;
  --shadow:0 18px 48px rgba(8,41,54,.11);
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;line-height:1.58;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
a{color:inherit;text-decoration:none}
.container{width:min(var(--max),calc(100% - 36px));margin-inline:auto}
.narrow{max-width:860px}
.skip{position:absolute;left:-999px;top:auto}
.skip:focus{left:12px;top:12px;background:#fff;border:1px solid var(--line);border-radius:6px;padding:10px 14px;z-index:999}
.hp{display:none!important}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:12px;min-width:0}
.brand img{width:48px;height:48px;border-radius:50%}
.brand strong{display:block;color:var(--deep);font-size:18px;line-height:1.05}
.brand small{display:block;color:var(--muted);font-size:11px;letter-spacing:.08em;text-transform:uppercase;font-weight:800;white-space:nowrap}
.desktop-nav,.header-actions{display:none;align-items:center}
.desktop-nav{gap:20px;font-size:14px;font-weight:800;color:#36545c}
.desktop-nav a{padding:10px 0;border-bottom:2px solid transparent}
.desktop-nav a:hover,.desktop-nav a[aria-current="page"]{color:var(--deep);border-bottom-color:var(--gold)}
.header-actions{gap:12px}
.phone{font-weight:900;color:var(--deep);white-space:nowrap}
.menu{width:44px;height:44px;display:grid;place-items:center;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--deep)}
.menu span,.menu span:before,.menu span:after{content:"";display:block;width:18px;height:2px;background:currentColor;border-radius:99px}
.menu span:before{transform:translateY(-6px)}
.menu span:after{transform:translateY(4px)}
.mobile-nav{position:absolute;left:18px;right:18px;top:82px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:8px;padding:8px}
.mobile-nav a{display:block;padding:13px;border-radius:6px;font-weight:800}
.mobile-nav a:hover{background:var(--mist)}
.status-strip{background:#fff8e8;border-bottom:1px solid #ead7a4;color:#5a4723;font-size:13px}
.status-strip .container{padding:10px 0}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:12px 18px;border-radius:999px;border:1px solid transparent;font-weight:900;line-height:1;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease,border-color .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--deep);color:#fff;box-shadow:0 12px 28px rgba(10,62,78,.18)}
.btn-primary:hover{background:#072f3b}
.btn-secondary{background:#fff;color:var(--deep);border-color:#c8dbd8}
.btn-secondary:hover{background:var(--mist)}
.btn-light{background:#fff;color:var(--deep)}
.btn-wide{width:100%}
.text-link{display:inline-flex;margin-top:18px;color:var(--deep);font-weight:900;text-decoration:underline;text-underline-offset:4px;text-decoration-thickness:1px}
h1,h2,h3{margin:0;color:#0b2d37;letter-spacing:0}
h1,h2{font-family:Georgia,"Times New Roman",serif;font-weight:650}
h1{font-size:clamp(40px,6vw,72px);line-height:1}
h2{font-size:clamp(29px,4vw,48px);line-height:1.08}
h3{font-size:21px;line-height:1.18;font-weight:850}
p{margin:0 0 18px}
.lead{font-size:clamp(18px,2vw,22px);line-height:1.5;color:#334e56;max-width:850px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--teal);font-size:12px;letter-spacing:.12em;text-transform:uppercase;font-weight:950;margin:0 0 17px}
.eyebrow:before{content:"";width:30px;height:2px;background:var(--gold);border-radius:99px}
.hero{background:linear-gradient(180deg,#fff,var(--mist));border-bottom:1px solid var(--line)}
.hero-grid{display:grid;gap:36px;align-items:center;padding:70px 0}
.hero-copy{max-width:820px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.hero-panel{background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:var(--shadow);padding:18px;align-self:stretch}
.hero-panel img{display:block;width:100%;height:auto;border-radius:6px;border:1px solid var(--line)}
.signal-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:14px}
.signal-grid span{display:block;border:1px solid var(--line);border-radius:8px;padding:12px;background:#fff;color:var(--muted);font-size:13px;min-height:64px}
.signal-grid strong{display:block;color:var(--deep);font-size:18px;line-height:1.1}
.quick-capture{background:#fff}
.quick-wrap{display:grid;gap:18px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:var(--shadow);padding:20px;margin-top:-24px;position:relative;z-index:5}
.quick-wrap h2{font-size:30px;margin-bottom:8px}
.quick-wrap p{color:var(--muted);margin:0}
.quick-form{display:grid;gap:10px}
.section{padding:76px 0}
.section.band{background:var(--mist);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-head{max-width:880px;margin-bottom:34px}
.section-head h2{margin-bottom:16px}
.section-head p{font-size:18px;color:var(--muted);margin-bottom:0}
.grid{display:grid;gap:18px}
.grid-1{grid-template-columns:1fr}
.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}
.card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:24px;box-shadow:0 10px 28px rgba(8,41,54,.07);min-height:100%}
.card h3{margin-bottom:12px}
.card p{color:var(--muted);margin-bottom:0}
.card-kicker{font-size:12px;text-transform:uppercase;letter-spacing:.11em;font-weight:900;color:var(--green)!important;margin-bottom:10px!important}
.split{display:grid;gap:32px;align-items:start}
.panel{background:#fff;border:1px solid var(--line);border-radius:8px;padding:26px;box-shadow:0 10px 28px rgba(8,41,54,.07)}
.panel h2{font-size:31px;margin-bottom:12px}
.check-list{list-style:none;margin:0;padding:0;display:grid;gap:13px}
.check-list li{position:relative;padding-left:28px;color:var(--muted)}
.check-list li:before{content:"";position:absolute;left:0;top:.62em;width:9px;height:9px;border-radius:99px;background:var(--gold)}
.cta-section{padding-top:0}
.cta-band{display:grid;gap:20px;align-items:center;background:#082936;color:#e8f1f0;border-radius:8px;padding:30px;box-shadow:var(--shadow)}
.cta-band h2{color:#fff;margin-bottom:8px}
.cta-band p{color:#cfe0df;margin-bottom:0}
.page-hero{background:linear-gradient(180deg,var(--mist),#fff);border-bottom:1px solid var(--line);padding:64px 0 44px}
.breadcrumb{display:flex;gap:8px;align-items:center;flex-wrap:wrap;color:var(--muted);font-size:13px;font-weight:800;margin-bottom:18px}
.breadcrumb a{color:var(--deep);text-decoration:underline;text-underline-offset:3px}
.spacer{height:22px}
.legal h2{font-size:33px;margin:34px 0 12px}
.legal h2:first-child{margin-top:0}
.legal p{color:var(--muted)}
.faq-list{display:grid;gap:12px}
.faq-list details{background:#fff;border:1px solid var(--line);border-radius:8px;overflow:hidden}
.faq-list summary{cursor:pointer;padding:18px;color:var(--deep);font-weight:900}
.faq-list details div{padding:0 18px 18px;color:var(--muted)}
.contact-grid{display:grid;gap:28px;align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:var(--shadow);padding:26px}
.form-card h2{font-size:34px;margin-bottom:8px}
.form-sub{color:var(--muted)}
form{display:grid;gap:14px}
.form-grid{display:grid;gap:14px}
label{display:grid;gap:7px;color:var(--deep);font-size:13px;font-weight:850}
input,select,textarea{width:100%;border:1px solid #cfe1de;border-radius:8px;background:#fff;color:var(--ink);font:inherit;padding:13px;outline:none}
textarea{resize:vertical;min-height:116px}
input:focus,select:focus,textarea:focus{border-color:var(--teal);box-shadow:0 0 0 4px rgba(29,104,115,.12)}
.full{grid-column:1/-1}
.check-label{display:flex!important;align-items:flex-start;gap:10px!important;color:#354e55!important;font-weight:650!important;line-height:1.4}
.check-label input{width:auto;margin-top:3px}
.contact-aside{display:grid;gap:16px}
.big-link{color:var(--deep);font-weight:950;font-size:22px;text-decoration:underline;text-underline-offset:4px}
address{font-style:normal;color:var(--muted);line-height:1.5}
.footer{background:#071f29;color:#d9e8e6;padding:50px 0 24px}
.footer-grid{display:grid;gap:28px}
.footer-brand{display:flex;align-items:center;gap:12px;margin-bottom:14px}
.footer-brand img{border-radius:50%;background:#fff}
.footer h3,.footer h4{color:#fff;margin:0 0 12px}
.footer p{color:#b8c9ca;max-width:470px;margin:0 0 12px}
.footer a{display:block;color:#d9e8e6;margin:8px 0}
.footer a:hover{color:#fff}
.fine-print{font-size:13px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:18px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;color:#a9bdc0;font-size:13px}
.mobile-cta{position:fixed;z-index:60;left:0;right:0;bottom:0;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-top:1px solid var(--line);padding:10px 14px;display:grid;grid-template-columns:1fr 1fr;gap:10px}
.mobile-cta .btn{min-height:44px}
@media (min-width:720px){
  .grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
  .grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
  .grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .form-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .quick-wrap{grid-template-columns:.8fr 1.2fr}
  .quick-form{grid-template-columns:1fr 1fr 1.2fr auto}
  .quick-form .btn{min-width:150px;height:100%}
  .cta-band{grid-template-columns:1fr auto}
  .footer-grid{grid-template-columns:1.7fr 1fr 1fr 1.25fr}
  .contact-grid{grid-template-columns:1.25fr .75fr}
}
@media (min-width:980px){
  body{padding-bottom:0}
  .desktop-nav,.header-actions{display:flex}
  .menu{display:none}
  .mobile-cta{display:none}
  .hero-grid{grid-template-columns:1.08fr .92fr}
  .split{grid-template-columns:1fr 1fr}
  .grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
}
@media (max-width:620px){
  .container{width:min(var(--max),calc(100% - 28px))}
  .brand small{display:none}
  h1{font-size:39px}
  .hero-grid{padding:48px 0 58px}
  .hero-panel{display:none}
  .section{padding:58px 0}
  .page-hero{padding:46px 0 34px}
  .quick-wrap,.panel,.card,.form-card,.cta-band{padding:20px}
  .hero-actions .btn{width:100%}
  .footer{padding-bottom:92px}
}